Overseas Travel Insurance Policy Features

Eligibility: Insurance policy available for all ages between 1 – 70 years and senior citizens between 71 to 85 years.

Policy Duration: Cover trips from as short as 7 days to 180 days. Can be extended online.

Policy Maximum: The Plans offer various coverage options (US $ 50,000 to US $ 500,000).

Pre-existing diseases: Pre-existing ailments and maternity are excluded except in case of life-threatening situations i.e. until the insured's heath is stable.

A (Excellent) Rating: Company has received an A (Excellent) rating from General Insurance Company of India and iAAA rating from ICRA signifying highest claims paying ability.

Deductible / Policy Excess : There is a Deductible / Policy Excess of US $ 100. This implies for any claim the first $100 are to be borne by the insured.

Additional Coverage: Coverages include Dental Treatment, Medical Evacuation, Repatriation, Baggage Loss/Delay, Trip Cancellation and Interruption, etc.

Claim: In order to make a claim, please contact our TPA (Third Party Administrator, international number given on card) which has tie-ups with network hospitals worldwide.

No medical Check-up up to 85 years
No health-check up is required up to 70 years of age. And now as a special offer to senior citizens, avail Senior Citizen Plan instantly with no medical check up with a claim benefit of $15,000 per illness or injury.

Why do you need Overseas Travel Policy?

One usually travels abroad for two reasons- a pleasure trip or a business trip. You do not want anything to ruin your hard earned holiday or your crucial business meeting. But there is a possibility of some unexpected occurrence no matter how perfect the planning is. Unfortunate events such as baggage loss, passport loss, a medical emergency or an accident can affect you. Having Overseas Travel Insurance protects you from all such perils. It ensures that in the unknown foreign land you are not left stranded in any kind of an emergency. So take a smart decision today and plan your overseas travel insurance with us today.

What are the average costs of medical treatment abroad?